Have you ever reflected on your spending habits? No matter how much money you have, the first thing should always have in mind when spending is to spend it wisely because earning money is not easy as 1, 2, 3.
Whether you are keen at saving money or if you are a chronic spender, you should always think of getting more value from your purchases and look at them as an investment or something that will appreciate value over time.
More often than not, we are guilty of splurging ourselves to material things, which only bring immediate happiness and gratification. But have you ever really thought about how well thought of investments can give you long-term happiness?